The Mortgage Statement

Sample - How To Post

Posted by Sample HubSpot User on Mon, May 05, 2014 @ 09:50 AM

INTRODUCTION:

Your “how to” blog post should teach the reader how to do something by breaking it down into a series of steps.

Begin your blog post by explaining what problem you are going to solve through your explanation and be sure to include any relevant keywords. Add in a personal story to establish your credibility on this topic. And make sure to end your blog post with a summary of what your reader will gain by following your lead.

Need some inspiration? Check out these "How-To" examples from the HubSpot blog:

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Mortgages and the Self-Employed

Posted by Scott McElmurry on Wed, Jul 17, 2013 @ 03:57 PM

Financial independence — the knowledge that you, not a corporation, control your economic destiny — is an empowering feeling and a huge motivating factor for people who become self-employed.

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Tags: How to buy a home, first-time home buying

Rent Vs. Buy: June 17, 2013 Interview with Matt Mosler

Posted by Scott McElmurry on Tue, Jun 18, 2013 @ 12:44 PM

Yesterday, I had the chance to sit down with the fantastic Matt Mosler on the KARK's morning segment, Money Matters. I was able to offer more advice to those caught between renting a home or buying a house. You can watch the interview below and get more information in the rest of the post beneath the video. 

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Tags: choose a mortgage, Rent vs. Buy

Reasons to Refinance Before Summer

Posted by Scott McElmurry on Mon, Jun 03, 2013 @ 11:31 AM

Wondering when the best time is to refinance your home?  There are many factors to consider when deciding if refinancing is best for you.  Whether it’s the time of year or the stage of your home ownership, refinancing could be beneficial.  I joined THV11’s Tom Brannon to talk about why you should consider refinancing your home before this summer season.

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Tags: How do I refinance, refinance your home

Rent vs. Buy, May 14th Interview with Fox 16

Posted by Scott McElmurry on Thu, May 16, 2013 @ 01:25 PM

Is renting or buying right for you? The decision to buy or rent depends on your current financial situation, your future plans and the lifestyle you want to live. Both options have their own set of benefits and potential drawbacks that should be carefully evaluated. I had the chance earlier this week to talk with Fox 16's Deedra Wilson on air about what you should consider when deciding to rent or buy.

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Tags: what is involved in buying a home

Is Buying or Renting Right For You?

Posted by Scott McElmurry on Wed, May 08, 2013 @ 09:43 AM

If you are about to move to a new area, you need to think about a few things before you sign a lease on an apartment or put a down payment on a mortgage. The decision to buy or rent depends on your current financial situation, your future plans and the lifestyle you want to live. Both options have their own set of benefits and potential drawbacks that should be carefully evaluated.

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Tags: How to buy a home, choose a mortgage

Monday Mortgage Memo: April 1, 2013

Posted by Scott McElmurry on Thu, Apr 04, 2013 @ 04:15 PM

It's the first week of April and rates have changed, but have not increased. We promise this is not an April Fool's joke! Our 30-year fixed rate has dropped from 3.625 percent to 3.5 percent. Our 20-year fixed rate has fallen from 3.5 percent to 3.375 percent. And our 15-year fixed rate stepped down from 2.750 percent to 2.625 percent.

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Tags: Current mortgage rates, choose a mortgage

Monday Mortgage Memo: March 18, 2013

Posted by Scott McElmurry on Mon, Mar 18, 2013 @ 01:45 PM

Rates have risen once again this month. Our 30-year fixed rate increased from 3.375 percent to 3.625 percent. Our 20-year fixed rate rose from 3.250 percent to 3.5 percent. And our 15-year fixed rate has risen from 2.625 percent to 2.750 percent.

While rates are rising, the new house market is improving. Last year, housing permits hit their highest level since 2008 and 2012 saw a 20 percent increase in new home sales. If you are currently looking for your next home, you may see a wide selection of new houses for sale. To see whether you should go with a brand new house or previously owned home, check out this article from Money MagazineIt offers the pros and cons of buying a new home and what questions you need to ask before you do.  

Bank of Little Rock Mortgage has rolled out a new blog to provide our experience and expertise on mortgage finance, written in plain English for you to follow easily. We invite you to subscribe to The Mortgage Statement.  

Are you interested in seeing if you prequalify for a home loan? We have a quick-and-easy way for you to get prequalified for a mortgage online.

If you have any questions, comments or concerns, we would love to hear from you. Just contact us and let us know what you need. 

Happy Monday, 

Scott McElmurry

President & CEO of Bank of Little Rock Mortgage

NOTE: Your mortgage rate can be affected by a number of factors, including your credit score, loan-to-value ratio, your down payment and the loan program you choose. No matter what, we'll always find you the best mortgage loan at the best rate, guaranteed. For more information, visit our Today's Rates page.  

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Tags: How to buy a home, Current mortgage rates

Monday Mortgage Memo: March 4, 2013

Posted by Scott McElmurry on Tue, Mar 05, 2013 @ 05:53 PM


Mortgage rates have not changed since last week, continuing to stay steady through the month of February. 

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Tags: Current mortgage rates, choose a mortgage

Monday Mortgage Memo: February 19, 2013

Posted by Scott McElmurry on Mon, Feb 18, 2013 @ 01:37 PM


Mortgage rates have not changed since last week, continuing to stay steady through the month of February. 

In a recent study released by Freddie Mac, 27 percent of borrowers refinanced during 2012's fourth quarter to a shortened payment term and 95 percent switched to a fixed-rate loan. With rates more likely to rise rather than fall, it is wise to choose a fixed-rate loan over an adjustable-rate loan. For more information, read the entire study on Yahoo! Finance. And if you are considering a refinance before rates climb higher, be sure to consider a fixed-rate at a shorter term. 

Bank of Little Rock Mortgage is also rolling out a new blog to provide our experience and expertise on mortgage finance, written in plain English for you to follow easily. We call it The Mortgage Statement.  

Are you interested in seeing if you prequalify for a home loan? We have a quick-and-easy way for you to get prequalified for a mortgage online.

If you have any questions, comments or concerns, we would love to hear from you. Just contact us and let us know what you need. 

Happy Monday, 

Scott McElmurry

President & CEO of Bank of Little Rock Mortgage

NOTE: Your mortgage rate can be affected by a number of factors, including your credit score, loan-to-value ratio, your down payment and the loan program you choose. No matter what, we'll always find you the best mortgage loan at the best rate, guaranteed. For more information, visit our Today's Rates page.  

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