The Mortgage Statement

 Just like any other industry, the mortgage-lending field is not without its bad apples. As a borrower, you have to keep an eye out for mortgage scams that can hurt everything from your credit score to your personal finances to your home ownership. Our number one priority is to help you get a home loan that benefits you the most. We want to make sure you pass through the mortgage process armed with the knowledge to keep yourself protected against potential mortgage scams.   

After you spend a great deal of money on a house, the last thing want to think about having is paying even more for insurance. One insurance bill you will be paying is homeowner’s insurance, which helps pay for large-scale home repairs after damages to your property. However, there is also mortgage insurance, which has less to do with your property and more to do with your actual mortgage payments. There are generally two types of mortgage insurance: Private Mortgage Insurance and Mortgage Life Insurance.