--- title: The Mortgage Statement Blog | Arkansas Mortgage | what is a credit score description: what is a credit score | Bank of Little Rock Mortgage's blog on everything from home loans to refinancing --- [![Bank Of Little Rock Mortgage](https://blog.blrmortgage.com/hs-fs/hubfs/images/logo-1.png?width=730&height=217&name=logo-1.png "Bank Of Little Rock Mortgage")](http://www.blrmortgage.com/) # The Mortgage Statement ## [What is a Credit Score and Why is it Important?](https://blog.blrmortgage.com/blog/bid/205175/What-is-a-Credit-Score-and-Why-is-it-Important) Posted by [Scott McElmurry](https://blog.blrmortgage.com/blog/author/scott-mcelmurry) on Thu, Aug 16, 2012 @ 10:13 AM - [Tweet](https://twitter.com/share) [![](https://blog.blrmortgage.com/hs-fs/file-18406403-jpg/images/istock_000017567956xsmall.jpg) ](https://blog.blrmortgage.com/blog/bid/205175/What-is-a-Credit-Score-and-Why-is-it-Important) A credit score is one of the pieces of information that your mortgage lender will use to evaluate your application.  Financial institutions have been using credit scores to evaluate credit card and auto loan applications for many years. [Read More](https://blog.blrmortgage.com/blog/bid/205175/What-is-a-Credit-Score-and-Why-is-it-Important) 0 Comments [Click here to read/write comments](https://blog.blrmortgage.com/blog/bid/205175/What-is-a-Credit-Score-and-Why-is-it-Important#comments-listing) Tags: [what is a credit score](https://blog.blrmortgage.com/blog/topic/what-is-a-credit-score), [how do I calculate my credit score](https://blog.blrmortgage.com/blog/topic/how-do-i-calculate-my-credit-score) [All Posts](https://blog.blrmortgage.com/blog/all) ### Subscribe Email ### Latest Posts ### Posts by category - [choose a mortgage (10)](https://blog.blrmortgage.com/blog/topic/choose-a-mortgage) - [Closing (1)](https://blog.blrmortgage.com/blog/topic/closing) - [credit score (1)](https://blog.blrmortgage.com/blog/topic/credit-score) - [Current mortgage rates (6)](https://blog.blrmortgage.com/blog/topic/current-mortgage-rates) - [first-time home buyer (5)](https://blog.blrmortgage.com/blog/topic/first-time-home-buyer) - [first-time home buying (6)](https://blog.blrmortgage.com/blog/topic/first-time-home-buying) - [Get pre-qualified online (1)](https://blog.blrmortgage.com/blog/topic/get-pre-qualified-online) - [Get preapproved online (2)](https://blog.blrmortgage.com/blog/topic/get-preapproved-online) - [Get prequalified online (3)](https://blog.blrmortgage.com/blog/topic/get-prequalified-online) - [how do I calculate my credit score (1)](https://blog.blrmortgage.com/blog/topic/how-do-i-calculate-my-credit-score) - [How do I refinance (6)](https://blog.blrmortgage.com/blog/topic/how-do-i-refinance) - [How to buy a home (7)](https://blog.blrmortgage.com/blog/topic/how-to-buy-a-home) - [mortgage insurance (2)](https://blog.blrmortgage.com/blog/topic/mortgage-insurance) - [Mortgage payment (5)](https://blog.blrmortgage.com/blog/topic/mortgage-payment) - [mortgage rates (6)](https://blog.blrmortgage.com/blog/topic/mortgage-rates) - [preapproval (1)](https://blog.blrmortgage.com/blog/topic/preapproval) - [prequalification (1)](https://blog.blrmortgage.com/blog/topic/prequalification) - [refinance your home (1)](https://blog.blrmortgage.com/blog/topic/refinance-your-home) - [Rent vs. Buy (1)](https://blog.blrmortgage.com/blog/topic/rent-vs-buy) - [what is a credit score (1)](https://blog.blrmortgage.com/blog/topic/what-is-a-credit-score) - [what is exactly is a mortgage refinance (1)](https://blog.blrmortgage.com/blog/topic/what-is-exactly-is-a-mortgage-refinance) - [what is involved in buying a home (2)](https://blog.blrmortgage.com/blog/topic/what-is-involved-in-buying-a-home) ### Follow Me © 2015 [Privacy/Legal](https://blrmortgage.hs-sites.com/blog) [Site Map](https://blrmortgage.hs-sites.com/blog)