---
title: | USDA Loans
description: USDA Loans |
---

![blrm_logo-166x45.png](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/blrm_logo-166x45.png?width=166&name=blrm_logo-166x45.png "blrm_logo-166x45.png")

![logo-rock-mortgage.png](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/logo-rock-mortgage.png?width=180&name=logo-rock-mortgage.png "logo-rock-mortgage.png")

![blog-bg.jpg](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/blog-bg.jpg?width=1600&name=blog-bg.jpg "blog-bg.jpg")

# NEWS

## [ON KATV: BENEFITS OF USDA HOME LOANS](https://blog.blrmortgage.com/mortgage-newblog/on-katv-benefits-of-usda-home-loans)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on May 16, 2022 3:24:40 PM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Screenshot%202022-05-12%20115130.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-benefits-of-usda-home-loans)

Patrick Dennis discusses a loan program you might not be aware of and how it could benefit you. 

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-benefits-of-usda-home-loans)

 Topics: [prequalification](https://blog.blrmortgage.com/mortgage-newblog/topic/prequalification) [downpayment](https://blog.blrmortgage.com/mortgage-newblog/topic/downpayment) [home ownership](https://blog.blrmortgage.com/mortgage-newblog/topic/home-ownership) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KNWA: USDA HOME LOANS AND ELIGIBILITY](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-usda-home-loans-and-eligibility)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on May 2, 2022 10:46:01 AM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Screenshot%202022-05-02%20103951-2.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-usda-home-loans-and-eligibility) 

 Watch as Rich Allensworth discusses USDA Loans and possible benefits.   

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-usda-home-loans-and-eligibility)

 Topics: [first-time home buyer](https://blog.blrmortgage.com/mortgage-newblog/topic/first-time-home-buyer) [home ownership](https://blog.blrmortgage.com/mortgage-newblog/topic/home-ownership) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: THE MORTGAGE PROCESS](https://blog.blrmortgage.com/mortgage-newblog/on-katv-the-mortgage-process)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Aug 5, 2021 2:51:41 PM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Screenshot%202021-08-05%20143555.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-the-mortgage-process)

##### Watch as Jacob Rice provides tips to navigating the mortgage process.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-the-mortgage-process)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KNWA: THINGS TO KNOW ABOUT USDA LOANS](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-3-things-to-know-about-usda-loans)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Jul 15, 2021 11:21:44 AM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Screenshot%202021-07-15%20104405-1.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-3-things-to-know-about-usda-loans)

###### Watch Rich Allensworth discuss homeownership and the three things to know about

###### USDA Home Loans

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-3-things-to-know-about-usda-loans)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [preapproval](https://blog.blrmortgage.com/mortgage-newblog/topic/preapproval) [first-time home buyer](https://blog.blrmortgage.com/mortgage-newblog/topic/first-time-home-buyer) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: NATIONAL HOMEOWNERSHIP MONTH](https://blog.blrmortgage.com/mortgage-newblog/on-katv-national-home-ownership-month)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Jul 14, 2021 9:13:53 AM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Screenshot%202021-07-14%20090816-1.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-national-home-ownership-month)

##### Watch Patrick Dennis discuss what it means to buy a home in a Seller’s Market.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-national-home-ownership-month)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: ECONOMIC RECOVERY](https://blog.blrmortgage.com/mortgage-newblog/on-katv-economicrecovery)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Apr 27, 2021 2:27:16 PM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/KATV%20Still%204192021.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-economicrecovery)

Economic recovery and what it means for homeowners and buyers.

Watch as Jacob Rice explains.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-economicrecovery)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: FIRST TIME HOMEBUYERS](https://blog.blrmortgage.com/mortgage-newblog/on-katv-first-time-homebuyers2)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Mar 26, 2021 11:41:44 AM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Use%20For%20Hubspot-1.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-first-time-homebuyers2)

Historically low rates and First Time Homebuyers equals opportunity.

Watch as Jacob Rice tells you how.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-first-time-homebuyers2)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: RENT VS. PURCHASE](https://blog.blrmortgage.com/mortgage-newblog/on-katv-rent-vs.-purchase)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Feb 25, 2021 1:52:59 PM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/JR-1.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-rent-vs.-purchase)

Now may be the perfect time to purchase a home. Watch Jacob and Viktoria to learn more.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-rent-vs.-purchase)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KNWA: RENT VS. BUY](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-rent-vs.-buy)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Feb 10, 2021 3:51:44 PM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Jay9.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-rent-vs.-buy)

 Is now a good time to buy a home if you are renting?  Watch Jay, Jaclyn and Jason to learn more.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-knwa-rent-vs.-buy)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

## [ON KATV: HOMEOWNERSHIP GAMEPLAN](https://blog.blrmortgage.com/mortgage-newblog/on-katv-homeownership-gameplan)

 Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Jan 26, 2021 11:58:30 AM

- [Tweet](https://twitter.com/share)

[![](https://blog.blrmortgage.com/hubfs/Capture1.png) ](https://blog.blrmortgage.com/mortgage-newblog/on-katv-homeownership-gameplan)

Creating homeownership goals for a better 2021. Watch Patrick and Viktoria to learn more.

[Read More **](https://blog.blrmortgage.com/mortgage-newblog/on-katv-homeownership-gameplan)

 Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Low Down Payment](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) [USDA Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)

[All posts](https://blog.blrmortgage.com/mortgage-newblog/all) [Next](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans/page/2)

### Subscribe to Email

### Recent Posts

### Posts by Topic

- [Mortgage Loans (99)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans)
- [On Time Closing (90)](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing)
- [home ownership (57)](https://blog.blrmortgage.com/mortgage-newblog/topic/home-ownership)
- [mortgage (55)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage)
- [Local Community (47)](https://blog.blrmortgage.com/mortgage-newblog/topic/local-community)
- [first-time home buyer (45)](https://blog.blrmortgage.com/mortgage-newblog/topic/first-time-home-buyer)
- [Home Loans (38)](https://blog.blrmortgage.com/mortgage-newblog/topic/home-loans)
- [Real Pround (38)](https://blog.blrmortgage.com/mortgage-newblog/topic/real-pround)
- [Low Down Payment (36)](https://blog.blrmortgage.com/mortgage-newblog/topic/low-down-payment)
- [Rent or Buy (34)](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy)
- [USDA Loans (18)](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans)
- [How to buy a home (17)](https://blog.blrmortgage.com/mortgage-newblog/topic/how-to-buy-a-home)
- [Pre Qualification (17)](https://blog.blrmortgage.com/mortgage-newblog/topic/pre-qualification)
- [preapproval (14)](https://blog.blrmortgage.com/mortgage-newblog/topic/preapproval)
- [prequalification (14)](https://blog.blrmortgage.com/mortgage-newblog/topic/prequalification)
- [COVID19 (12)](https://blog.blrmortgage.com/mortgage-newblog/topic/covid19)
- [FHA Loans (12)](https://blog.blrmortgage.com/mortgage-newblog/topic/fha-loans)
- [VA Loans (11)](https://blog.blrmortgage.com/mortgage-newblog/topic/va-loans)
- [Home Ready (10)](https://blog.blrmortgage.com/mortgage-newblog/topic/home-ready)
- [first-time home buying (10)](https://blog.blrmortgage.com/mortgage-newblog/topic/first-time-home-buying)
- [CARES Act (8)](https://blog.blrmortgage.com/mortgage-newblog/topic/cares-act)
- [Mortgages Missouri (7)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgages-missouri)
- [mort (7)](https://blog.blrmortgage.com/mortgage-newblog/topic/mort)
- [Veteran (6)](https://blog.blrmortgage.com/mortgage-newblog/topic/veteran)
- [Student Loans (5)](https://blog.blrmortgage.com/mortgage-newblog/topic/student-loans)
- [credit report (5)](https://blog.blrmortgage.com/mortgage-newblog/topic/credit-report)
- [credit score (5)](https://blog.blrmortgage.com/mortgage-newblog/topic/credit-score)
- [refinance your home (5)](https://blog.blrmortgage.com/mortgage-newblog/topic/refinance-your-home)
- [ADFA (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/adfa)
- [Forbearance (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/forbearance)
- [Loan Servicer (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/loan-servicer)
- [Loan limits (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/loan-limits)
- [Second Homes (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/second-homes)
- [mortgage rates (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-rates)
- [realtor (4)](https://blog.blrmortgage.com/mortgage-newblog/topic/realtor)
- [Get pre-qualified online (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/get-pre-qualified-online)
- [How do I refinance (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/how-do-i-refinance)
- [Investment Property (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/investment-property)
- [Mortgage payment (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-payment)
- [Real Proud (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/real-proud)
- [Rent vs. Buy (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-vs-buy)
- [down payment (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/down-payment)
- [gift money (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/gift-money)
- [self employed (3)](https://blog.blrmortgage.com/mortgage-newblog/topic/self-employed)
- [1% Down Payment (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/1-down-payment)
- [Bikes For Kids (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/bikes-for-kids)
- [Closing (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/closing)
- [Get preapproved online (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/get-preapproved-online)
- [condominium (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/condominium)
- [improving credit score (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/improving-credit-score)
- [mortgage insurance (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-insurance)
- [private mortgage insurance (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/private-mortgage-insurance)
- [retirement income (2)](https://blog.blrmortgage.com/mortgage-newblog/topic/retirement-income)
- [Current mortgage rates (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/current-mortgage-rates)
- [Get prequalified online (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/get-prequalified-online)
- [Mortgages Hot Springs (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgages-hot-springs)
- [PITI (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/piti)
- [downpayment (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/downpayment)
- [how do I calculate my credit score (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/how-do-i-calculate-my-credit-score)
- [tax advantages (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/tax-advantages)
- [what is involved in buying a home (1)](https://blog.blrmortgage.com/mortgage-newblog/topic/what-is-involved-in-buying-a-home)

[see all](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans/page/1#)

[![Bank of Little Rock Mortgage](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/BLRMORTGAGE-3.png?width=207&name=BLRMORTGAGE-3.png "Bank of Little Rock Mortgage")](http://www.blrmortgage.com/)

NMLS #449234

![Equal Housing Lender](https://blog.blrmortgage.com/hubfs/Equal%20Housing%20Lender.jpg "Equal Housing Lender")

- [I WANT TO BUY A HOME](http://www.blrmortgage.com/i-want-to-buy-a-home)
- [I WANT TO REFINANCE](http://www.blrmortgage.com/i-want-to-refinance)
- [HOME LOANS](http://www.blrmortgage.com/home-loans)
- [REALTOR RESOURCES](http://www.blrmortgage.com/realtor-resources)
- [CAREERS](http://www.blrmortgage.com/careers)

- [FIND A LENDER](http://www.blrmortgage.com/find-a-lender)
- [NEWS](http://www.blrmortgage.com/news)
- [LEARN](http://www.blrmortgage.com/learn)
- [RATES](http://www.blrmortgage.com/rates)
- [CALCULATORS](http://www.blrmortgage.com/calculators)

[![Prequalify](https://no-cache.hubspot.com/cta/default/168390/52c2214d-e259-4339-8a53-183ab1f9f97e.png)](https://cta-redirect.hubspot.com/cta/redirect/168390/52c2214d-e259-4339-8a53-183ab1f9f97e)

![Equal Housing Lender](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/Equal-Housing-Lender-70.png?width=70&name=Equal-Housing-Lender-70.png "Equal Housing Lender")

© 2015 Bank of Little Rock Mortgage. [Site Design By Thoma Thoma.](https://blog.blrmortgage.com/mortgage-newblog/topic/usda-loans/page/1#)

- [**](https://twitter.com/BLRMortgage)
- [**](https://www.facebook.com/pages/Bank-of-Little-Rock-Mortgage/196202187182757?fref=nf)
- [**](https://www.linkedin.com/company/bank-of-little-rock-mortgage)
- [**](http://www.blrmortgage.com/feed/rss/)