Rates have remained steady from last week and are expected to continue to remain at these low levels until the end of the year. 

There are different ways to save money through refinancing, so make sure you know all of the avenues. This article from Yahoo! Homes lists out the different scenarios you may be refinancing, whether it is switching to a shorter term, changing to a different type of rate or finding a better interest rate. 

The end of 2012 is coming and fast. And while you're planning your holiday season, you might want to also think about refinancing. This article from Yahoo! Homes gives four reasons why you should refinance before the year's end. Because with these low rates and the presidential election, right now is looking very good. 

If you have any questions, comments or concerns, we would love to hear from you. Just contact us and let us know what you need. For more information on Arkansas mortgage rates, check out our website. 

Happy Monday,

Scott McElmurry

President & CEO of Bank of Little Rock Mortgage

NOTE: Your mortgage rate can be affected by a number of factors, including your credit score, loan-to-value ratio, your down payment and the loan program you choose. No matter what, we'll always find you the best mortgage loan at the best rate, guaranteed. For more information, visit our Today's Rates page.