On Tuesday morning this week, I had the opporunity to meet with Wendy Suares from KARK for her Money Matters segment. I went on air to discuss with Wendy the benefits of refinancing now, as opposed to after the New Year, when mortgage rates may raise. But for now, rates are still at historic lows and refinancing can potentially save you money by switching to a shorter term or a lower rate.

But if you are interested in refinancing, where do you start? What does the process involve? Who should you contact? To help you research, we have a short, free ebook titled "Ready to Refi? A Simple Guide to Refinancing Your Home." It spells out the refinance process in plain English and provides a list of our mortgage bank offices with contact information.

If you are ready to start the refinancing process, we have an easy online home loan prequalification you can complete online.

And as always, if you have any questions, contact us.