The Mortgage Statement

Financial independence — the knowledge that you, not a corporation, control your economic destiny — is an empowering feeling and a huge motivating factor for people who become self-employed.

Yesterday, I had the chance to sit down with the fantastic Matt Mosler on the KARK's morning segment, Money Matters. I was able to offer more advice to those caught between renting a home or buying a house. You can watch the interview below and get more information in the rest of the post beneath the video. 

Wondering when the best time is to refinance your home?  There are many factors to consider when deciding if refinancing is best for you.  Whether it’s the time of year or the stage of your home ownership, refinancing could be beneficial.  I joined THV11’s Tom Brannon to talk about why you should consider refinancing your home before this summer season.

Is renting or buying right for you? The decision to buy or rent depends on your current financial situation, your future plans and the lifestyle you want to live. Both options have their own set of benefits and potential drawbacks that should be carefully evaluated. I had the chance earlier this week to talk with Fox 16's Deedra Wilson on air about what you should consider when deciding to rent or buy.

If you are about to move to a new area, you need to think about a few things before you sign a lease on an apartment or put a down payment on a mortgage. The decision to buy or rent depends on your current financial situation, your future plans and the lifestyle you want to live. Both options have their own set of benefits and potential drawbacks that should be carefully evaluated.

It's the first week of April and rates have changed, but have not increased. We promise this is not an April Fool's joke! Our 30-year fixed rate has dropped from 3.625 percent to 3.5 percent. Our 20-year fixed rate has fallen from 3.5 percent to 3.375 percent. And our 15-year fixed rate stepped down from 2.750 percent to 2.625 percent.