---
title: Loan Limits Have Increased for 2020!
description: Conventional Loan Limits Have Increased for 2020!
image: https://blog.blrmortgage.com/hubfs/blogLOAN%20LIMIT%20INCREASE%202020.jpg
---

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# NEWS

# Loan Limits Have Increased for 2020!

Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Dec 2, 2019 4:36:06 PM

![Blake Montgomery](https://app.hubspot.com/settings/avatar/0d0a314baa0a411b65de2e97005b52d9)

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![blogLOAN LIMIT INCREASE 2020](https://blog.blrmortgage.com/hs-fs/hubfs/blogLOAN%20LIMIT%20INCREASE%202020.jpg?width=592&name=blogLOAN%20LIMIT%20INCREASE%202020.jpg)**Great News!**

**The Federal Housing Finance Agency (FHFA) has announced new loan limits for 2020! The maximum ****conforming loan limit for one-unit properties in most parts of the U.S. is increasing to ****$510,400, up ****from  $484,350 in 2019.**

****

**Why Are Loan Limits Increasing?**

The new limits set by the FHFA reflect the rise in home prices across the country, making it easier for more borrowers to qualify for financing and achieve the goal of homeownership. According to the FHFA House Price Index report, home prices rose 5.38%, on average, between the third quarters of 2018 and 2019.* As a result, the baseline loan limit is increasing by the same amount.

In high-cost areas, the ceiling loan limit for one-unit properties will be **$765,600**, or 150% of $510,400.

**2020 Loan Limits**

Old Baseline Limit                            New Baseline Limit

­­­­­­­­­­­­­­­­­­______________________________________________

$484,350                                          **$510,400**

 

Old Ceiling Limit                               New Ceiling Limit

______________________________________________

$765,525                                          **$765,600**

**[View the map](https://hs-168390.t.hubspotstarter-ie.net/e2t/c/*W5DcCVr7lKVFTW3Rp7P68GxTFR0/*N1Gf9cpYxsb9W80tzMj2sSvmZ0/5/f18dQhb0S66Y73DC8NW12d-216Xtl0sW69CMYR15NfTxW1S68ZL7sHG7_W1YfNC82zstGWW6P2gjr57PkB9W4k-0G77F9rX-N4yG9tMk3jgtW5dpR1y93p1nRW6BljK23f4YDVW8QM2S121w3hPW7Qngrm8ns8X0V678KS94RVRJW1RjMv13swQS-W5cHfLn3L4Cg3N2yDVjqwFPjvW8kxpg82McVRvW8pgML83xt5TbW95T-JL2cDcWYW2pnDkx45K0JTN86gFKrprpnxVHZXyT46bRzYW70_hdK1mP-NtW4HTCGR3PdCBxW5nzWwY2Bc_hqW7t0x273CDVPBW5m2WpL56QldHVhmbJ_2_Z40SN7GFB4_8y1-JW20XhY726fQDJW8xk-ZM81dd4wW85QDG54qTkYkN3mM92WsMNpVW477Pzl1c8M1DW6jVYvD5-XN_6N5nNzngmkcdkW4FwYbj8BBs7zW23kZ5x6Gcrg_W6CDYQM2wCXqLW6BTk135z8gGvW7XN0Bc2j1ntcW29G4Zq6p_xJjW7hBJ7p6LNy1tW8ZkFDY7KFTNcVC7q27838V4-W7Px1-t8DgrL-W7JHRJk7yXYx6W97g8c33qZzR_W8SrKDN8WnCGPW8n4hJf3bpkMVW7SyW9z6clk2_f80z0lh11) of maximum loan limits by county.**

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