--- title: "on kthv: 2019 homebuying trends" description: Become more financially independent and pave your path to home ownership in 2019 image: https://blog.blrmortgage.com/hubfs/Allan%20KTHV.jpg --- ![blrm_logo-166x45.png](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/blrm_logo-166x45.png?width=166&name=blrm_logo-166x45.png "blrm_logo-166x45.png") ![logo-rock-mortgage.png](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/logo-rock-mortgage.png?width=180&name=logo-rock-mortgage.png "logo-rock-mortgage.png") ![blog-bg.jpg](https://blog.blrmortgage.com/hs-fs/hubfs/Mortgage_Site/images/blog-bg.jpg?width=1600&name=blog-bg.jpg "blog-bg.jpg") # NEWS # on kthv: 2019 homebuying trends Posted by [Blake Montgomery](https://blog.blrmortgage.com/mortgage-newblog/author/blake-montgomery) on Dec 24, 2018 11:50:32 AM ![Blake Montgomery](https://app.hubspot.com/settings/avatar/0d0a314baa0a411b65de2e97005b52d9) - [Tweet](https://twitter.com/share) Pave your path to new home ownership in 2019. Watch Allan and Laura to learn more. ![](https://blog.blrmortgage.com/hubfs/Allan%20KTHV.jpg) From the December KTHV interview with Allan Huddleston and Laura Monteverdi   No headphones? No problem! Read the transcript below!   Laura: "if your New Year's resolution is to become more financially independent listen up Allan Huddleston with Bank of Little Rock mortgages is here to talk about next year's home buying trends good morning and thanks so much for joining us."   Allan: "thanks for having me"   Laura: "okay so you're probably talking to the perfect person right now who's interested in buying a home for next year but a little bit cautious so what is the outlook for next year"   Allan: "you know I think overall the outlooks good I think what we've seen this year in 2018 was a strong year you know interest rates are still historically low they did start to rise this year it's one thing that we saw but overall they're still low when you look at him historically and that led to a strong year not a record year by any means but certainly but certainly a strong year and I think we'll see that kind of kind of lead into 2019 I think what you're gonna see is most people feel that interest rates are going to continue to rise you don't know for sure there's some unpredictability there but I think that's the general consensus and I so I think you're gonna see you're gonna see buyers hop off the fence and they started doing that this year but they don't want to continue to wait and see rates continue to rise they don't want to get caught in that so I think you'll see them jump off the fence and I think it'll push 2019 even further"   Laura: "now for those people who are kind of you know on the fence still sitting it what are some things that you would suggest to them to look at"   Allan: "yeah absolutely I mean if you're on the fence you really need to look at your personal situation I mean whether it's your job I mean whatever it may be all of our situations are a little bit different so maybe it's the right time for you maybe it's not but I think if you're in a situation where you know for the most part that you're gonna be staying put then why not you know there's there's just you know nothing against the rental market but your that's just money out the window exactly you're not building equity in the house so again I think you need to look at your situation see if you think for the most part it you're going to be there long term and if you are then I would say certainly need to look at home ownership"   Laura: "now this time of year I always think you know people have their resolutions what they want for next year you see a lot of people kind of getting ready to purchase a home this time of year or just start thinking about it"   Allan: "I think so I think so and again getting back to getting back to interest rates I mean that's not everything I mean let's face it people look at purchasing home for a lot of reasons they probably the interest rate certainly but but absolutely I think people are looking at one thing that we've seen is that in 2018 rate increases kind of became a reality you know there was a lot of projection going into 2018 but then it became real we saw interest rates rise anywhere from three quarters of a point to a full percentage point and that's a big change that's a big movement that impacts affordability of that loan so absolutely I think people are looking at that and they're saying you know what if we're gonna do it and if it's right and the time is right for us then now is probably a good time of 2019"   Laura: "yeah sure okay well thank you so much we appreciate you so if you're on the fence thinking about it where can they contact you for more information ?"     Allan: "they can call us at Bank of Little Rock Mortgage 501-219-9100 or they can go to our website there's a lot of good information there they can also complete an application for pre-approval there and that's www.blrmortgage.com"   Laura:"alright thank you so much I appreciate   you"   English (auto-generated)     Topics: [mortgage](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage) [home ownership](https://blog.blrmortgage.com/mortgage-newblog/topic/home-ownership) [Second Homes](https://blog.blrmortgage.com/mortgage-newblog/topic/second-homes) [On Time Closing](https://blog.blrmortgage.com/mortgage-newblog/topic/on-time-closing) [Pre Qualification](https://blog.blrmortgage.com/mortgage-newblog/topic/pre-qualification) [Mortgage Loans](https://blog.blrmortgage.com/mortgage-newblog/topic/mortgage-loans) [Rent or Buy](https://blog.blrmortgage.com/mortgage-newblog/topic/rent-or-buy) ### Subscribe to Email ### Recent Posts ### Posts by Topic - 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