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NEWS

Scott McElmurry

Recent Posts

New Changes may increase credit Scores

Posted by Scott McElmurry on Jun 29, 2017 11:58:37 AM

Credit scores for millions of Americans may soon increase due to changes in how Civil Judgments and Tax Lien are reported.

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Topics: credit score how do I calculate my credit score credit report Mortgage Loans

ON KTHV: Buying a home in a seller's market

Posted by Scott McElmurry on Jun 22, 2017 9:35:15 AM

Learn how to prepare when buying a home in a "Seller's Market."

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Topics: How to buy a home Get pre-qualified online Home Loans Pre Qualification

The Mortgage Payment: What costs are Included?

Posted by Scott McElmurry on May 30, 2017 12:18:28 PM

So before you apply for a mortgage and settle on a property, make sure you are capable of paying back more than what you have borrowed. During the approval process, your mortgage bank will assist you in helping you plan out your payment process and understand exactly what you can afford.

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Topics: Mortgage payment PITI

New Loan Program Allows 1% down payment

Posted by Scott McElmurry on Apr 11, 2017 10:55:10 AM

In the past, a 20% down payment was standard for conventional home buyers. Low down payment options were restricted to VA programs, USDA loans, or other government loans. Today there’s a new program that could let you purchase a home with just 1% down.

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Topics: 1% Down Payment Low Down Payment

Homeownership Programs in Arkansas

Posted by Scott McElmurry on Mar 17, 2017 10:35:31 AM

 

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Topics: How to buy a home first-time home buyer home ownership

HUD decreases MIP fees

Posted by Scott McElmurry on Jan 9, 2017 4:31:00 PM

Mortgage Insurance Premium Reductions

 

This morning HUD announced a 25 basis point reduction in the annual MIP fee effective for loans with a closing/disbursement date on after January 27, 2017.

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Topics: mortgage insurance first-time home buyer FHA Loans

On KTHV: VA Mortgages Fact vs Fiction

Posted by Scott McElmurry on Oct 14, 2016 9:28:07 AM

 

VA Mortgages: Fact or Fiction?  Take a look.
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Topics: mortgage VA Loans

On kthv: finding the mortgage that is right for you

Posted by Scott McElmurry on Aug 9, 2016 5:00:00 PM

Wondering what type of mortgage is right for you?  Take a look.

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Topics: mortgage private mortgage insurance

Give Yourself Credit: Managing Your Credit Profile

Posted by Scott McElmurry on Jun 21, 2016 4:10:38 PM

 

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Topics: credit score mortgage credit report

ON KTHV: COMMON PITFALL FOR 1ST TIME HOME BUYERS

Posted by Scott McElmurry on Jun 15, 2016 1:32:44 PM
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Topics: mortgage first-time home buyer